Austin Bar & Pub Insurance
If you own a bar, pub, or other establishment with a liquor license in Austin you know that you are in a unique situation. Your business is not like others; you have to be a part of different guidelines and expectations in order to keep your license. Because of this, regular insurance just will not cut it. You need specialized services that will work for you and your Austin business.
Pubs, wineries, bars, and restaurants with liquor licenses in Austin are very different than other establishments. There are many different regulations and rules that they must follow in order to keep their doors open and keep their liquor license. Whether you own a bar in downtown Austin, a lounge bar, an Irish pub, or a restaurant that serves wine; you need specialized insurance to protect yourself, like Liquor Liability Insurance.
Why is Austin Bar and Pub Insurance Different?
Why? Take into consideration the following situation: A man drinks several beers at your Austin establishment and staggers out the door fairly intoxicated. Minutes later the man gets into his car and drives down the highway, causing an accident only miles from your establishment. Did you know that your Austin establishment can actually take liability for that accident?
In fact, some bars, taverns, pubs, and restaurants in Austin have been sued in the past for intoxicated patrons causing accidents or property damage later in the night after leaving. Specialized insurance will help cover these types of accidents, something that regular insurance just cannot do. Yes, owning a bar in Austin can be a delightful experience, but being stuck with large claims is not. Protect yourself by finding the right insurance policy that can help you.
What Should I Look for In Austin Bar and Pub Insurance?
There are many different kinds of insurance protection for Austin bars and other liquor license holding establishments.
Not having the right policy and coverage can cause something important to be overlooked. Anything overlooked can put you, your Austin business, your employees, or patrons in trouble.
It is important to understand some of the options you have for policies:
Of course, these are only three of many different insurance options you have to protect yourself and your Austin business. Always talk to your agent about what is the best option for you.
How to Pick the Right Agent for Austin Bar Insurance
When picking insurance for your Austin establishment it is important to have an agent that understands your unique situation. Find an agent that seems knowledgeable in the type of business you run and has previous experience finding insurance and proper coverage for your type of business in Austin.
You may want to look for someone who is employed by an insurance company that specifically finds the right insurance for your type of business. When dealing with a bar or pub in Austin it is important that your agent understands the ins and outs of your business, expectations, and the laws that govern you. Never go with an agent that does not seem to have your best interest at heart or that does not seem to have proper experience.
The FNBIA Difference
Are you ready to see the difference? The Food and Beverage Insurance Agency is a professional insurance agency that is renowned for their work in Austin restaurant insurance.
Skilled agents take a personal interest in the success of your Austin business and strive to help you financially gain, even in the event of an accident. By choosing insurance through FNBIA you will have friendly and dedicated professionals at your service, customized insurance for your Austin based restaurant.
Ready to Protect Your Austin Bar or Pub?
Get specialized insurance coverage tailored for your Austin establishment
Call (737) 352-5557