Austin Restaurant Insurance
If you own a restaurant in Austin you know that you are in a unique situation compared to other businesses. The food service industry faces unique risks and challenges that require specialized insurance coverage. Because of this, regular business insurance just will not cut it. You need specialized services that will work for you and your Austin restaurant.
Restaurants in Austin face many different regulations and rules that they must follow in order to keep their doors open and their permits current. Whether you own a fine dining restaurant in downtown Austin, a food truck, a café, or a family restaurant; you need specialized insurance to protect yourself from the unique risks of the food service industry.
Why is Austin Restaurant Insurance Different?
Why? Take into consideration the following situation: A customer orders food from your Austin restaurant and later that evening becomes ill with food poisoning. That customer then incurs medical expenses and lost wages due to the illness. Did you know that your Austin restaurant can actually be held liable for those damages?
In fact, many restaurants in Austin have been sued in the past for foodborne illnesses, slip and fall accidents, and other incidents that occurred on their premises. Specialized restaurant insurance will help cover these types of incidents, something that regular business insurance just cannot do adequately. Yes, owning a restaurant in Austin can be a rewarding experience, but being stuck with large claims is not. Protect yourself by finding the right insurance policy that can help you.
What Should I Look for In Austin Restaurant Insurance?
There are many different kinds of insurance protection for Austin restaurants and other food service establishments.
Not having the right policy and coverage can cause something important to be overlooked. Anything overlooked can put you, your Austin business, your employees, or customers in trouble.
It is important to understand some of the options you have for policies:
Of course, these are only some of many different insurance options you have to protect yourself and your Austin restaurant. Always talk to your agent about what is the best option for you.
How to Pick the Right Agent for Austin Restaurant Insurance
When picking insurance for your Austin restaurant it is important to have an agent that understands your unique situation. Find an agent that seems knowledgeable in the type of business you run and has previous experience finding insurance and proper coverage for your type of business in Austin.
You may want to look for someone who is employed by an insurance company that specifically finds the right insurance for your type of business. When dealing with a restaurant in Austin it is important that your agent understands the ins and outs of your business, expectations, and the laws that govern you. Never go with an agent that does not seem to have your best interest at heart or that does not seem to have proper experience.
The FNBIA Difference
Are you ready to see the difference? The Food and Beverage Insurance Agency is a professional insurance agency that is renowned for their work in Austin restaurant insurance.
Skilled agents take a personal interest in the success of your Austin business and strive to help you financially gain, even in the event of an accident. By choosing insurance through FNBIA you will have friendly and dedicated professionals at your service, customized insurance for your Austin based restaurant.
Ready to Protect Your Austin Restaurant?
Get specialized insurance coverage tailored for your Austin establishment
Call (737) 352-5557